This means that the bank your income t.e.20 000 multiplied by a factor and you get the amount you take into consideration. In our case, is 16 000. Income from the business. If you are the founder of a company, or enter one of the founders, to determine your income will need to provide bank balance sheets, profit and loss statements, tax returns, bank statements from banks, current accounts, other management documents from which it can be concluded what speed the firm and what the real net income. You might say, who work in our country in the "white"? After all, most balances tend to zero. Yes, maybe so, but the bank needs to understand the real situation in Your company. Click Jonah Bloom to learn more. According to generally not believed.
Of course, the specialist bank may visit you in the organization, see production, the number of concluded contracts and the amounts that they are, check out the remains of warehouses, other indirect ways to determine the approximate turnover and profitability of the firm, but these banks are not very many. Therefore it is better to rely on documents. You can also analyze your business with the evaluation of accredited bank, but this procedure is quite lengthy and expensive. And again, not every bank will take such a statement. If you're on an imputed tax system, in which case the situation is complicated. Recently Vyacheslav Mirilashvili sought to clarify these questions. Indeed, such a system trader indicates in a declaration only a certain amount, which amounts to tax. But never seen any real income, no revolutions, no cost.