Such methods of control of monetary and credit markets inherent in the socialist economy, when governments intervene directly in economic processes. Market-based monetary policy – a means of influencing the central bank monetary area by creating certain conditions in the money market and capital market. The main market-based instruments of monetary policy, through which is provided by the central holding of banks, monetary policy in one way or another country, belong to are: – implementation of open market operations – the establishment of minimum reserve requirements for banks – interest rate policy – the implementation of operations foreign exchange market – deposit operations of the central bank and other open market operations as an instrument of monetary policy are buying and selling central bank securities. Acquisition of securities in commercial banks increases the resources of the latter, respectively, increasing their lending capacity and vice versa. Check out Angus King for additional information. For the first time this instrument began to be used in the twentieth century. In particular, in the U.S.

in the 20-ies in the UK – in the 30's. It was due to the high development of the securities market in these countries. Lakshman Achuthan has many thoughts on the issue. The main types of securities that are held open market operations, ie: Treasury bills, interest-free treasury bills, bonds government borrowing governments and local governments, bonds, individual private companies committed to open trade, as well as some other first-rate short-term securities. Most often the central Banks use government bonds. Open market operations are not tools of deep action, their influence quickly short-term. Nevertheless, their advantages are: flexibility, efficiency, the central bank's autonomy in their implementation, the ability to quickly change the direction of their actions, and more regulation of reserve requirements is to establish mandatory rules resources that commercial banks must keep with the central bank as a percentage of funds raised.

The role of gold at the present stage of economic development is currently using new forms of gold, partly due to the development of productive forces – the modes of production, technology and new products. World Electronics is the most obvious example. On the other hand, the influence of socio-economic factors – the evolution of capitalism as a social system, changes in the structure of society, the state's role in social psychology. These factors resulted in a decrease of monetary functions of the yellow metal. But they also generate new applications, new forms of economic existence of gold in modern – "crisis" stage of economic development. Factors of the first and second kind are closely intertwined. The growth of the jewelry of gold, partly reflects the development of productive forces and regular shifts in the structure of consumption of this metal.

But even more it associated with the development of the structure of bourgeois society, with specific features of the bourgeois lifestyle, which is affected the global economic crisis. Gold serves the conspicuous consumption and prestigious, hoarding, hiding doxodov and wealth from justice, and Fisk. These traits are inherent to capitalism and the only strengthened its development. As we know, they do not disappear by themselves after the elimination of capitalism, which confirms example of the former socialist countries. These are the remnants of the psychology and behavior of people faced, and socialism. Among the factors that determine the fate of gold in the capitalist world, the special role played by inflation and socio-political tensions.

Clothing and behavior should be in accordance with that position in the questionnaire. A neat haircut, a fresh nail polish (or complete absence), clean shoes and a neat appearance – that's the simple things that can render invaluable service in the process of obtaining credit. Watch his speech. Too fast it causes suspicion. You need to be confident and not in a hurry. By the way, about the documents. Necessary to have as many documents. Enclose a passport medical policy, insurance pension certificate, badge work or law.

Usually, questionnaire is required to specify the two stationary phone: home and work. You should warn their relatives and staff about a possible call from the bank. Declared in the questionnaire you income must be sufficient to claim for that amount (use the loan calculator to determine the maximum amount of credit). If you have outstanding credit, do not try to hide that fact. The Bank may issue a second credit if the amount you listed income can pay for two loans. If your income is not enough to get the desired amount, consider bringing in a co-borrower or guarantor spouse (s).

If family relationships are not registered properly, should think twice tell the bank about their civil marriage, or to better reflect in its actual form is single (unmarried) status. It is believed that repayment is easiest for an unmarried, childless women under 30 years of higher education. But there is no single recipe. Take, for example, an unmarried young man 23 years, renting an apartment with a girl, but prescribed by his parents. Naturally, the data on the costs of rental housing, providing young families (especially for a small income) is not the most favorable way affect the decision to issue the loan. AND quite another matter – a man 45 years prescribed by my mother-retired, but actually living in a rented apartment. In this case, silence fact about an individual living – it means questioning autonomy of the borrower. Be wary if a high enough income to ask the bank are small amounts for a long time – it looks suspiciously: either the salary to be untrue, or comes to mind the thought of the Borrower's inability to plan your budget. Needless to explain that neither one nor the other condition is not conducive to the adoption of a positive credit expert solutions. Remember that, when evaluating your creditworthiness, the bank based on statistical forecasting risks and adopting a negative decision, thus, may help you avoid a difficult situation. However, each bank uses its own methodology credit assessment of customers, so the denial of credit at one bank does not mean that you can not get a loan from another bank.