Most parents overlook this important aspect of education. But you can teach a child to adulthood reasonable to live and during that time for him to form a capital that he can manage and dispose of at their discretion. Make this helps baby cumulative insurance. Upon reaching adulthood your child will have at its disposal a fairly large amount, which can be used to pay for college or make another major investment in the future. And what could be better for parents than to be confident in their future child? What are you thinking mom cradling her baby in a crib? Surely among all his thoughts, there are those in which her child in the future is an educated man, mastering a profession in mind, buying a house, finds own family and children. In the meantime, your child's future care must be taken now.
That is why any of the programs on the savings insurance, intended for children will be very good gift for one of birthday kid. Until the baby is small – costs are relatively small. But everything changes dramatically at the time of graduation. Need money for a quality education for rent or purchase housing in a nice gift to wedding, etc. You can, of course, regularly set aside a small sum to a bank deposit. But the program has funded insurance is much safer and more convenient: when a certain age in your insurance contract child is guaranteed to receive not only the amount you originally planned, but additional investment income.
But still the most fundamental in this agreement is to protect the insured, the insured. in the case death of the insured for any reason the contract is met in full and the baby on that date will receive 100% of the amount you had planned (a) to save his father or mother, even if you paid only one premium. with the disability groups 1 and 2, for any reason, with the insurer removed the obligation for making contributions and it ensures that the child and parents will be funds to provide quality education. is opportunity to phase obtaining the sum insured – thus, almost completely eliminated the risk that the child is "descend" the money at once. if the child anything happens during the insurance, then the parents will always be money for unexpected expenses (for example, expensive medical treatment). An important feature of the savings programs to benefit children is the fact that participate in them as Insured parents can not only children but also grandparents, under certain conditions. Moreover, insurance payments are received by the child himself strictly to achieve pre-specified age or a parent myself, it depends of the selected insurance programs.