Private old-age provision and environmental awareness are combined: the ecological Rurup pension the Rurup pension (basic pension) is a form of private old-age provision suitable especially for freelancers. The eligibility conditions for concluding a Rurup pension funded are significantly lower than for the Riester pension, so that it is suitable for a larger group of people. The official name of the Rurup-rente is base pension, this is rarely used in practice and is unknown to many people. Freelancers are insured only in a few cases in the statutory pension insurance, often they are responsible for their retirement fully. But even with a mandatory insurance in the statutory pension insurance or a professional insurance fund the small pension leads to a noticeable gap. Mitigate tax burden by tax advantages the main advantage of a Rurup pension than private pension plans is that the contribution payments as Special issues are recognized and thus reduce the tax burden. On the other hand a prorated while is for the later payments, and in retirement from 2040 even a full tax liability – the usually lower income in retirement causes a relatively low tax burden however. The withdrawal of the Rurup-rente is an lifetime pension payment and cannot be paid out as a lump sum.
With the ecological Rurup-rente environmental awareness, show the Rurup-rente allows different forms of private pension schemes. Responsibility for the environment ecological variants offer themselves, called: the ecological Rurup-rente, on. Environmental Fund which exclusively or predominantly invest in environmentally-friendly forms of investment are ideal. The investment in ecological investment products expresses that understands the investors of its responsibility for improved environmental protection. To assess whether the selected funds commensurate with its own environmental standards, one is careful reading of the prospectus that is required. Reviews by conservation organizations offer a more decision support. Basically you can create with the ecological Rurup pension in ethical or ecological projects of all kinds.
The goal of a treaty for the Rurup pension regardless of whether conventional, or ecological Rurup-rente is to achieve a maximum lifetime pension payment. For this reason the Manager of an environmental fund also the responsibility for a meaningful economic grounds investment. Ecology and economy by no means mutually exclusive, in recent years, ecologically-oriented Fund for private old-age provision have achieved particularly good results. A legal obligation for a guaranteed profit does not exist when the Rurup-rente however.