Tag: financial

Builders Interest

Posted on by Lauren

The booming real estate market in Bulgaria has led to concern that the builders moved to the southern coast. Experts predict that in the region of Balchik (Bulgaria), the number of buildings will soon reach 100 000. Of great interest is also evident in Kavarna. Two new four-star hotel with a total capacity of 400 seats open in June this year – said the mayor Tsonko Tsonev. After the shoreline Sluntchev Bryag (Sunny Beach) was almost completely filled up and the areas around the route Burgas-Sofia is no longer allocated for construction, the pace of construction in Sunny Beach is slowing, according Standart Daily. Unlike previous years, when the start of spring began active work and the whole resort was turned into a big construction site, heavy construction machinery and equipment is now virtually invisible. Each attractive plot of land on the coastline was used.

In Currently being built 17 new buildings being built in the western part of the resort near the road Burgas-Varna, nine of them are new hotels. The other eight – housing complexes. Seven hotels and eight residential buildings will open its doors this summer. Many of them, however, are old projects begun several years ago and awaiting completion. In all likelihood, they will be last, because free sites here anymore. Any unused space from Nessebar, Sveti Vlas was to be used.

At this point in the region built 11 hotels and 5 spa settlements. Nearly 200 hotels in Sunny Beach will be working this summer. The only thing that remains in the region – is demolition of old buildings and erecting new ones on their site. Lack of free sites on the coast of forcing investors to go south to places like Sinemorets Tsarevo and. As soon Tsarevo time will be 15 new hotels. One of the biggest complexes in the entire South poborezhe – and 70-million five-star Costa Del Coco – will be built in the northern part of the settlement. An additional 15 new buildings being built in Sinemortse. More than 40 new hotels appears in Lozenets, resort to which interest has expanded enormously over the past few years, and who escaped the danger of oversaturation of the construction. Despite the shorter season, the Northern Black Sea coast is still remains very attractive for investors – especially in terms of construction of cottage settlements, villas and complexes, etc. Investment in golf course real estate is very popular in the region because they are able to extend the season by to attract golfers and their families throughout the year.

Preparing For The Summer Season, Buy House In Spain

Posted on by Lauren

"House in Spain – this is our new villa on the Costa Blanca" – such words are increasingly hearing from our fellow citizens. Moscow traffic jams, pollution, excessive heat, which leads to burning peat – all this suggests Muscovites to purchase villas in the former Soviet republics. Agree that much better to spend time in an airplane and be in the Pearl of the Mediterranean coast, for example in Spain. Spain today – a country where many former citizens who received permanent residence, and many owners of real estate. John Bogle may find it difficult to be quoted properly. Country attracts the magnetic force of a suitable climate to all, with its 360-Tew sunny days, warm and clean sea! No wonder all the beaches on the Costa Blanca are marked "Blue flag" issued for the environment and clean! Spain country kids, where the happy childhood is a lot. Ultra-modern amusement parks built near Benidorm – the town an enormous English colony. More info: Karoline Copping.

Benidorm is active all year round. Even in the winter months, when it's plus 15, on the banks of the crowd the English, more and more retired people and foreigners with children. Benidorm is known for beautiful skyscrapers, the tallest hotel in Europe and parks for children, such as Aqualandia, Terra Mitica and Terra Natura. And after spending 4 hours in the aircraft cabin, you find yourself at the airport in Alicante, where, say, Benidorm, Altea or until 30 minutes by car. In the fantastically beautiful Altea Russian families are buying luxury apartments and enjoy the panoramic sea views, knowing that foreign real estate is not a luxury! Very beautiful place! And the widest beaches on the Costa Blanca in Gandia. Gandia ancient Spanish city known as the Borgia family family nest.

Gandia beach in beautiful, with many hotels, private villas and apartments on the first line and, of course, with a port for yachts. Spain can be safely attributed to the countries where Pensioners are respected and honored! In Spain, every day in the elderly holiday! Nothing mars your time here! Strolled along the banks of pensioners, many holding hands! And it pleases! Happy older people talk about welfare in the country! This summer, Moscow is expected addition of the fleet by 40%, resulting in total traffic jams on weekends. If in the summer of 2010, some weekends and on Fridays, to get to Malakhovka, and is 10 kilometers from Ring Road, accounted for 2 hours. In the upcoming summer months, it will be a sad pattern. Not pleasing to the figures. Just do not want to spend so much time in traffic jams to get to his dacha near Moscow. Buy real estate abroad, and specifically in Spain, it is possible. Spain, unlike Italy, providing our citizens with a 25-year loans at 3.5%! Make a purchase is easy! Spanish lawyer without your presence will make all beautiful! And if you think about it now, then in June you can, getting a Schengen visa for one year, fly to Spain to his dacha, and even a child's birthday invite friends, and fun to check one of the major family events at themselves in the villa!

The Subconscious

Posted on by Lauren

Why? Since it is so frightening, you can not run into him and, instead, it is easier to deny than confront him. Unfortunately, he remains forever in that reject 'low', always subconscious. You become comfortable to live with this fear through your process of denial, but, somehow, you always feel that chtoto holding you back, or you can imagine that gets loose. This is a 'low-level' (But always present), the fear that you deny has the ability to become powerful only by the very act of denial. And, this type of fear remains in the subconscious and, therefore, will affect your beliefs and, in eventually manifest as your reality. If you are a trader, it will interfere with you until your worst fears are not realized in the failure.

Traders who are experiencing thoughts of failure, should not shy away from them. Instead, they have to figure out what causes these thoughts and take action to eradicate them. Traders who are afraid of failure, ultimately, will fail. Traders who are afraid of success, will not succeed. If you are having these thoughts, do not trade until you encounter with these thoughts openly, when they will be less powerful than if they were rejected.

You should confront them and remove their power, so they do not occupy your thoughts. You have to deal with the fear of failure or fear of success, and to remove these fears from your mind before you succeed in anything you do. Therefore, carefully choose their thoughts, and desperate to protect them! External factors may influence and really influence your thinking.

Town Planning Forum

Posted on by Lauren

Will still be people who will buy the magazines and newspapers. AND it is not only a generation of people who are at an advanced age. And now there are enough young leaders who are more comfortable using paper. Just be improved technologies and own print media and Internet resources. Our next question Vera Vera Rykova how to become a contestant? To become a participant in the competition, you first need to log MirDela carefully read all provisions on competition, to understand what category you want to participate and to register. Should, of course, read the contest rules. For example, some are calling, asked who would be on the jury, expressed a desire to also become Members of the jury.

But there are rules that members of the jury may not participate in the contest. We now have a period of work when we want to convey information about the competition to the greatest possible number of participants in the real estate market of Siberia. Our audience – the construction companies, architectural and design bureaus, real estate agencies, managers and development companies. Although the real estate market is not limited only to these areas, we are left only five nominations. We chose the most developed, each of which there are many Internet resources that they can compete with each other. First, competitors are already registered. We expect that our competition will be held Each year, the technology for such a contest will be worked out in our Siberian conditions, and will continue to grow and improve. We hope that whoever this year for several reasons not to take part in the competition, and get ready to do so in the future.

At what time can I apply? Applications will be accepted until mid-January. For the serious work of the jury will take time to review and evaluate all sites. That is still in stock for two months to prepare for participation in the “Promotion 2008”. The competition results will be summed on February 27-28. What “carrots” will be the winners? The competition results will be announced at the second Town Planning Forum “City of Tomorrow.” February 28, we conduct a master class. February 29 at the close of the forum results will be announced and awarded the winners. In each category there will be three winners – the first, second and third places. Sponsors and partners can offer their nominations. But in Anyway gifts, prizes, diplomas will be many. To attend the awards ceremony, please contact the organizers of the forum or contact us and make a request. Small amount of money to pay for ticket. But participation in the competition for free. So call, write, we look forward to your participation

Amount Tax

Posted on by Lauren

This means that the bank your income t.e.20 000 multiplied by a factor and you get the amount you take into consideration. In our case, is 16 000. Income from the business. If you are the founder of a company, or enter one of the founders, to determine your income will need to provide bank balance sheets, profit and loss statements, tax returns, bank statements from banks, current accounts, other management documents from which it can be concluded what speed the firm and what the real net income. You might say, who work in our country in the "white"? After all, most balances tend to zero. Yes, maybe so, but the bank needs to understand the real situation in Your company. Click Jonah Bloom to learn more. According to generally not believed.

Of course, the specialist bank may visit you in the organization, see production, the number of concluded contracts and the amounts that they are, check out the remains of warehouses, other indirect ways to determine the approximate turnover and profitability of the firm, but these banks are not very many. Therefore it is better to rely on documents. You can also analyze your business with the evaluation of accredited bank, but this procedure is quite lengthy and expensive. And again, not every bank will take such a statement. If you're on an imputed tax system, in which case the situation is complicated. Indeed, such a system trader indicates in a declaration only a certain amount, which amounts to tax. But never seen any real income, no revolutions, no cost.

The Direction

Posted on by Lauren

Such methods of control of monetary and credit markets inherent in the socialist economy, when governments intervene directly in economic processes. Market-based monetary policy – a means of influencing the central bank monetary area by creating certain conditions in the money market and capital market. The main market-based instruments of monetary policy, through which is provided by the central holding of banks, monetary policy in one way or another country, belong to are: – implementation of open market operations – the establishment of minimum reserve requirements for banks – interest rate policy – the implementation of operations foreign exchange market – deposit operations of the central bank and other open market operations as an instrument of monetary policy are buying and selling central bank securities. Acquisition of securities in commercial banks increases the resources of the latter, respectively, increasing their lending capacity and vice versa. Check out Angus King for additional information. For the first time this instrument began to be used in the twentieth century. In particular, in the U.S.

in the 20-ies in the UK – in the 30's. It was due to the high development of the securities market in these countries. Lakshman Achuthan has many thoughts on the issue. The main types of securities that are held open market operations, ie: Treasury bills, interest-free treasury bills, bonds government borrowing governments and local governments, bonds, individual private companies committed to open trade, as well as some other first-rate short-term securities. Most often the central Banks use government bonds. Open market operations are not tools of deep action, their influence quickly short-term. Nevertheless, their advantages are: flexibility, efficiency, the central bank's autonomy in their implementation, the ability to quickly change the direction of their actions, and more regulation of reserve requirements is to establish mandatory rules resources that commercial banks must keep with the central bank as a percentage of funds raised.

Moscow Ring Road

Posted on by Lauren

At the June 2008 average unit price proposals on the primary housing market of Moscow is $ 7673 per square meter. m. The maximum value of this indicator was recorded in the CAD – $ 16,775 for the quarter. m, despite the fact that the gains in the district was minimum – 16%. Experts "MIEL-New" link just a slight increase in the cost of the proposal with the release of a greater number of new projects at an early stage of construction readiness.

The cheapest offer on Market noted in SEAD, where the cost per square meter was $ 5659. The greatest price increase was recorded in the HLW, SAD, and SEAD. This is explained on the one hand shortage of supply in these counties. On the other hand, the cause of elevated growth is associated with the replacement of the average economy class and business class in the structure of sentences. Traditionally, the most expensive proposal was recorded in the segment of luxury housing. The weighted average price per square meter in Objects of this class was $ 22,934, up 24% compared with those of late last year.

25% of changes were recorded in the segment of the business class, where the cost per square meter by the end of Quarter I reached $ 7276 per sq.m. The highest price growth rate recorded in the segments of medium and economy class – 31 and 28% respectively, due to shortage of supply in these segments. It is worth noting that such a significant price increase due to several factors. First, compared with the beginning of 2008 the total volume of supply in Moscow decreased by 5%. This reduction in input housing is a consequence of displacement of construction and economy for the middle class beyond the Moscow Ring Road (the amount of housing supply panel declined by 26%, while the offer in a segment of the middle class declined by 23%). Take their place in high-quality projects segments. However, despite this, the volume introduced high-end residential and business classes are not sufficient, resulting in unmet demand. So the leaders in terms of housing were introduced SWAD, CAO and CJSC, where the supply volume increased by 27%, 21% and 19% respectively. A significant reduction in supply in the I quarter observed in the HLW, ILW and SEAD, where the corresponding figures dropped to 43%, 37% and 33% respectively. Such a decline in supply in the primary market of housing property led to an increase in demand for input objects, which also gave rise to higher prices. Flexer, Boris, director of the Research Center of the company "MIEL-New" believes that in the near future expected to stop rising prices is not necessary. Refers to it as expensive segments, and to the housing economy and middle-classes. The main reason remains the reduction of panel construction in Moscow. In most areas developers to build more profitable and easier to implement higher-end housing. Areas where the construction of business-class housing is not justified, will be built projects designed to meet the social needs. Thus, the demand for economy class housing in Moscow is still unsatisfied. And, therefore, there is an increase in its price. As for the luxury housing market, it will behave more calmly, since this year was derived on the sale and planned to conclude a large number of new facilities. This suggests the emergence of a new volume of supply and, consequently, we can conclude that the prices of items in this segment will rise moderately.

Electronics

Posted on by Lauren

The role of gold at the present stage of economic development is currently using new forms of gold, partly due to the development of productive forces – the modes of production, technology and new products. World Electronics is the most obvious example. On the other hand, the influence of socio-economic factors – the evolution of capitalism as a social system, changes in the structure of society, the state's role in social psychology. These factors resulted in a decrease of monetary functions of the yellow metal. But they also generate new applications, new forms of economic existence of gold in modern – "crisis" stage of economic development. Factors of the first and second kind are closely intertwined. The growth of the jewelry of gold, partly reflects the development of productive forces and regular shifts in the structure of consumption of this metal.

But even more it associated with the development of the structure of bourgeois society, with specific features of the bourgeois lifestyle, which is affected the global economic crisis. Gold serves the conspicuous consumption and prestigious, hoarding, hiding doxodov and wealth from justice, and Fisk. These traits are inherent to capitalism and the only strengthened its development. As we know, they do not disappear by themselves after the elimination of capitalism, which confirms example of the former socialist countries. These are the remnants of the psychology and behavior of people faced, and socialism. Among the factors that determine the fate of gold in the capitalist world, the special role played by inflation and socio-political tensions.

Forecasts Of The Fiancial Crisis

Posted on by Lauren

If we analyze the forecasts of economists on the development of the crisis for Russia, and to reject extreme views, most experts predict two scenarios of the crisis. The baseline scenario, the oil in our next year will cost $ 50 per barrel and the dollar will be given 32 rubles. According to pessimistic scenario, oil would cost $ 30 per barrel, while the dollar will be given 42 rubles. So now the population withdraws ruble deposits them into the face of uncertainty in the U.S.. Should I do it now? We must ask ourselves – and to what extent can reduce demand for our raw materials? In today's world oil consumption depends to a very heavily on the U.S. economy. We can expect that at best prices fall to a level where they were in the period being the U.S., but before the credit bubble (from 1986 to 2003), ie to $ 30-50 per barrel. In the worst case, fall below then for Russia pessimistic scenario is worse, but this option is unlikely, because world economic model has changed, a certain word in the world economy, China began to speak, its energy consumption is not will drop the price of oil below $ 30.

Likely to be sold moderately optimistic scenario. The level of oil will be around $ 40-50. This means that Russia will export goods and services worth approximately $ 200 billion, which was observed at a similar price of oil and metals in 2004. There are, however, one scenario by which the nominal price of oil can greatly increase. This scenario – depreciation of the dollar, but even here most likely a new Obama administration will not tolerate such a development.

There is another option. The global financial crisis, foreign portfolio investments will be focused on oil economies, and then Russia in 2009, expects a boom of investments by nonresidents. An example of such a change: Growth of the Russian market in 2000-2003. amid falling market capitalization of the entire group of industrialized countries. With the deteriorating situation on the developed markets, Russia may well become a 'safe haven'. But this option is only likely to dream, because deterioration has already occurred in 2008, but the boom did not happen, on the contrary, we observed outflows. In Russia, to talk about downs of the economy it is not necessary – this year to forecast GDP to grow by 6,8-7%, and next in 2009 – by 3-3,5%. Experts believe that countries that do not have a large external debt and recession (falling GDP), and eventually will major role in the task of overcoming the crisis. Russia under these criteria is perfect. Conclusions: The boom of the Russian economy in 2009 did not happen, but a serious further deterioration can not be expected, the crisis We will throw at the 2004 level and this level will slow development of the new Russian economy, I would be more interest in her innovative technologies. Overview of forecasts made by: Maxim Grekov (Director Keith Trust) Yevgeny Gavrilenkov (Chief Economist GK "Troika Dialog"), Vlad Borkusa (director of consulting and research firm Konnasi), Olivier Blanchard (American economist, PhD MIT Institute), Yuri Chashin

The Bank

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Clothing and behavior should be in accordance with that position in the questionnaire. A neat haircut, a fresh nail polish (or complete absence), clean shoes and a neat appearance – that's the simple things that can render invaluable service in the process of obtaining credit. Watch his speech. Too fast it causes suspicion. You need to be confident and not in a hurry. By the way, about the documents. Necessary to have as many documents. Enclose a passport medical policy, insurance pension certificate, badge work or law.

Usually, questionnaire is required to specify the two stationary phone: home and work. You should warn their relatives and staff about a possible call from the bank. Declared in the questionnaire you income must be sufficient to claim for that amount (use the loan calculator to determine the maximum amount of credit). If you have outstanding credit, do not try to hide that fact. The Bank may issue a second credit if the amount you listed income can pay for two loans. If your income is not enough to get the desired amount, consider bringing in a co-borrower or guarantor spouse (s).

If family relationships are not registered properly, should think twice tell the bank about their civil marriage, or to better reflect in its actual form is single (unmarried) status. It is believed that repayment is easiest for an unmarried, childless women under 30 years of higher education. But there is no single recipe. Take, for example, an unmarried young man 23 years, renting an apartment with a girl, but prescribed by his parents. Naturally, the data on the costs of rental housing, providing young families (especially for a small income) is not the most favorable way affect the decision to issue the loan. AND quite another matter – a man 45 years prescribed by my mother-retired, but actually living in a rented apartment. In this case, silence fact about an individual living – it means questioning autonomy of the borrower. Be wary if a high enough income to ask the bank are small amounts for a long time – it looks suspiciously: either the salary to be untrue, or comes to mind the thought of the Borrower's inability to plan your budget. Needless to explain that neither one nor the other condition is not conducive to the adoption of a positive credit expert solutions. Remember that, when evaluating your creditworthiness, the bank based on statistical forecasting risks and adopting a negative decision, thus, may help you avoid a difficult situation. However, each bank uses its own methodology credit assessment of customers, so the denial of credit at one bank does not mean that you can not get a loan from another bank.